.hub-hero-section .breadcrumbs-nav,.page-hero .breadcrumbs-nav{margin-top:-1rem;padding-bottom:1rem;font-size:.875rem}.hub-hero-section .breadcrumbs-list,.page-hero .breadcrumbs-list{display:flex;flex-wrap:wrap;align-items:center;list-style:none;margin:0;padding:0}.hub-hero-section .breadcrumb-item+.breadcrumb-item::before,.page-hero .breadcrumb-item+.breadcrumb-item::before{content:'/';margin-left:0.5rem;margin-right:0.5rem;color:#d1d5db}.hub-hero-section .breadcrumb-item a,.page-hero .breadcrumb-item a{color:#e5e7eb;text-decoration:none}.hub-hero-section .breadcrumb-item a:hover,.page-hero .breadcrumb-item a:hover{text-decoration:underline;color:#fff}.hub-hero-section .breadcrumb-item.active,.page-hero .breadcrumb-item.active{color:#fff;font-weight:600}.prose strong{color:var(--k-color-primary-darker)}#insurance-value-prop-heading+.grid .value-prop-item{min-height:240px;display:flex;flex-direction:column}#insurance-value-prop-heading+.grid .value-prop-item p{flex-grow:1}.professional-areas-accordion .accordion-item{border:1px solid var(--k-color-border-light);background-color:var(--k-color-background-white)}.professional-areas-accordion .accordion-trigger{background-color:var(--k-color-background-white);transition:background-color .2s ease-in-out;width:100%}.professional-areas-accordion .accordion-trigger:hover{background-color:var(--k-color-primary-lightest,#e0f2fe)}.professional-areas-accordion .accordion-trigger .primary-text{color:var(--k-color-primary-darker);display:flex;align-items:center}.professional-areas-accordion .accordion-trigger .primary-text .fab,.professional-areas-accordion .accordion-trigger .primary-text .fas{width:24px;text-align:center;margin-right:0.75rem;font-size:1.25rem}.professional-areas-accordion .accordion-content{background-color:#fdfdff;border-top:1px solid var(--k-color-border-light);overflow:hidden;transition:max-height .4s ease-in-out,padding-top .4s ease-in-out,padding-bottom .4s ease-in-out;max-height:0;padding-top:0;padding-bottom:0}.professional-areas-accordion .accordion-content.expanded{padding-top:1rem;padding-bottom:1rem}@media (min-width:768px){.professional-areas-accordion .accordion-content.expanded{padding:1.25rem}}.professional-areas-accordion .accordion-content ul{padding-left:1.25rem;margin-top:0.5rem}.professional-areas-accordion .accordion-content ul li{margin-bottom:0.75rem;line-height:1.6}.professional-areas-accordion .accordion-content ul li::marker{color:var(--k-color-accent)}.professional-areas-accordion .accordion-content ul li strong{color:var(--k-color-secondary-darker);display:block;margin-bottom:0.3rem;font-weight:600}.professional-areas-accordion .accordion-content h4{color:var(--k-color-secondary);font-size:1rem;font-weight:600;margin-bottom:1rem}.regional-contact-card{display:flex;flex-direction:column;align-items:center;justify-content:flex-start;height:100%;background-color:var(--k-color-background-white);border:1px solid var(--k-color-border-light);padding:1.5rem;border-radius:0.5rem;box-shadow:var(--k-shadow-md);transition:box-shadow .3s ease-in-out}.regional-contact-card:hover{box-shadow:var(--k-shadow-lg)}.regional-contact-card img{width:6rem;height:6rem;border-radius:9999px;object-fit:cover;margin-bottom:1rem;border:2px solid var(--k-color-secondary)}.regional-contact-card h3{font-size:1.125rem;font-weight:600;color:var(--k-color-primary-text);margin-bottom:0.25rem}.regional-contact-card .text-secondary{font-size:.875rem;font-weight:500;color:var(--k-color-secondary);text-transform:uppercase;letter-spacing:.05em;margin-bottom:0.75rem}.regional-contact-card .contact-links{margin-top:auto;padding-top:0.75rem;display:flex;gap:0.75rem}.contact-link-btn{display:inline-flex;align-items:center;justify-content:center;padding:0.5rem;width:2.5rem;height:2.5rem;font-size:1.125rem;color:var(--k-color-secondary);background-color:transparent;border:1px solid var(--k-color-border-medium);border-radius:9999px;transition:.2s ease-in-out;text-decoration:none}.contact-link-btn:focus,.contact-link-btn:hover{color:var(--k-color-accent-darker);background-color:var(--k-color-accent-lightest,#fff3e0);border-color:var(--k-color-accent);transform:scale(1.1);box-shadow:0 2px 4px rgba(0,0,0,.1)}.contact-link-btn .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}.prose{font-size:1rem;line-height:1.7;color:var(--k-color-text-subtle-dark)}.prose h2,.prose h3{color:var(--k-color-primary);font-weight:600;margin-top:1.75em;margin-bottom:0.85em}.prose p{margin-bottom:1.25em}.prose ul{list-style-type:disc;padding-left:1.75em;margin-bottom:1.25em}.prose ul li{margin-bottom:0.6em}.prose a{color:var(--k-color-accent);text-decoration:underline;text-decoration-color:var(--k-color-accent-light)}.prose a:hover{color:var(--k-color-accent-darker);text-decoration-color:var(--k-color-accent)}.accordion-trigger .toggle-icon.rotate-180{transform:rotate(180deg)}.accordion-trigger .toggle-icon{transition:transform .3s ease-in-out}.testimonial-quote::after,.testimonial-quote::before{font-size:4rem;font-family:'Times New Roman',Times,serif;color:var(--k-color-primary);opacity:.08;position:absolute;line-height:1;z-index:0;user-select:none}.toggle-details-btn .fas.fa-chevron-down{transition:transform .3s ease-out}.expandable-content{max-height:0;overflow:hidden;transition:max-height .4s ease-out,padding-top .4s ease-out,padding-bottom .4s ease-out,margin-top .4s ease-out;padding-top:0;padding-bottom:0;margin-top:0}.expandable-content[hidden]{display:none}.expandable-content.expanded{max-height:800px;padding-top:0.75rem;margin-top:0.5rem}.testimonial-quote{position:relative}.testimonial-quote::before{content:'\201C';top:-1rem;left:-1.5rem}.testimonial-quote::after{content:'\201D';bottom:-2.5rem;right:-1rem}.sector-lead-section-title{font-size:.95rem;font-weight:600;color:var(--k-color-primary-darker,#024);margin-top:1rem;margin-bottom:0.75rem;padding-top:0.5rem;border-top:1px solid #e5e7eb}.sector-lead-profile{padding-top:0.5rem;display:flex;align-items:center;gap:0.75rem;flex-wrap:nowrap}.sector-lead-profile__image{width:50px;height:50px;border-radius:9999px;object-fit:cover;border:2px solid var(--k-color-secondary,#06c);flex-shrink:0}.sector-lead-profile__info{font-size:.875rem;color:#4b5563;flex-grow:1;overflow-wrap:break-word;word-wrap:break-word;min-width:0}.sector-lead-profile__name{font-weight:600;color:var(--k-color-primary,#036);display:block;overflow-wrap:break-word;word-wrap:break-word}.sector-lead-profile__email{font-size:.75rem;color:#6b7280;display:block;margin-top:0.13rem;word-break:break-all}.sector-lead-profile__email:hover{text-decoration:underline}.sector-lead-profile__actions{display:flex;align-items:center;gap:0.75rem;margin-left:auto;flex-shrink:0}.sector-lead-profile__action-icon{font-size:1.25rem;color:var(--k-color-secondary,#06c);transition:color .15s ease-in-out;text-decoration:none}.sector-lead-profile__action-icon:hover{color:var(--k-color-accent,#f90)}@media (max-width:640px){.sector-lead-profile{flex-wrap:wrap;align-items:flex-start}.sector-lead-profile__image{margin-bottom:0.5rem}.sector-lead-profile__info{flex-basis:calc(100% - 50px - 0.75rem);min-width:calc(100% - 50px - 0.75rem)}.sector-lead-profile__actions{margin-left:0;justify-content:flex-start;flex-basis:100%;margin-top:0.5rem}}